Terms and Conditions

Schoters Platform Terms and Conditions

Effective from June 7, 2023

Welcome to the Schoters Platform!

Please read these Terms and Conditions carefully before you start using Our Platform, as these rules apply to your use of Our Platform.

 

General Provisions

These Schoters Platform Terms and Conditions constitute an agreement between the user (“You” or “User”) and PT Partner Impian Milenial (“We” or “Schoters”), a limited liability company established and operating legally under the laws of the Republic of Indonesia and domiciled in DKI Jakarta, Indonesia. These Terms and Conditions govern your access and use of applications, websites (www.schoters.com/id and other websites We manage), physical and digital media, features, technology, content, and products We provide (collectively referred to as “Schoters Platform” or “Platform”), as well as the ordering, payment or use of available services (“Services”).

 

In general, You must be at least 18 (eighteen) years old or married and not under guardianship or conservatorship so that You legally have the capacity and right to bind yourself to these Terms and Conditions. You represent and warrant that You are at least 18 (eighteen) years old or married and not under guardianship or conservatorship and You legally have the capacity and right to bind yourself to these Terms and Conditions. If You do not meet these conditions, then your actions in registering, accessing, using, or performing other activities on the Platform and/or Services We provide must be with the knowledge, supervision, and legal consent of your parents, guardian, or conservator. Parents, guardians, or conservators who provide consent for You under 18 (eighteen) years old are fully responsible for all your actions and activities in using and accessing the Platform and/or Services. You expressly waive any legal right to cancel or revoke any and all consents You provide under these Terms and Conditions at the time You are deemed to have reached legal age.

 

By agreeing to these Schoters Platform Terms and Conditions, You also agree to additional Terms and Conditions, including Terms and Conditions for each Service, and their amendments which are an inseparable part of these Terms and Conditions (hereinafter, Schoters Platform Terms and Conditions, additional Terms and Conditions, and their amendments are collectively referred to as “Terms and Conditions”). Although they form a single unit, additional Terms and Conditions will prevail in the event of any discrepancy with these Terms and Conditions.

 

By registering and/or using Our Platform, You and/or your parents, guardian or conservator (if You are under 18 years old) are deemed to have read, understood, comprehended, and agreed to all contents of these Terms and Conditions.

 

If You do not agree to any, part, or all of these Terms and Conditions, please immediately stop your access and use of Our Platform.

 

Use of Platform and Services

Access and use of the Platform are subject to these Terms and Conditions.

 

You have full freedom to choose to use the Platform or other similar Platforms, use the Services available on the Platform or not, or stop using the Platform.

 

For certain Services, We only facilitate You to find and/or use various Services You need, where all these Services are provided directly by independent third parties who agree to become Our service providers under a partnership scheme or other similar schemes (“Service Providers”).

 

If You are a civil servant or state official, in using Our Platform, You agree to comply with the provisions of laws and regulations, especially those governing the acceptance of gratuities and other provisions applicable in your agency.

 

If You are an educator or educational staff, in using Our Platform, You agree to comply with the provisions of laws and regulations related to the management and implementation of education, especially regarding socialization, marketing, distribution, and sale of programs or products from Our Platform to students in formal education units where You teach or work with any form of compensation.

 

We only provide the Platform for your domestic and personal use. You agree not to use Our Platform for any commercial or business purposes.

 

Privacy Policy

  • The collection, storage, processing, use, and sharing of your personal information, such as your name, email address, and mobile phone number that You provide when You purchase Schoters Products through the Schoters Platform and/or open an account on the Schoters Platform are subject to the Privacy Policy, which is an inseparable part of these Terms and Conditions.
    By registering for and/or using the Schoters Platform, You and your parents or legal guardians give Us consent for:
  • a) The process of taking pictures or videos for the purpose of documentation and teaching and learning evaluation by Our internal parties; and/or
  • b) The display of pictures or videos of teaching and learning activities on Our media channels, including but not limited to websites and social media accounts.
  • c) The provision of your personal data and information and/or User for the purpose of Our internal research, such as school name, level, parent’s name, and others.

 

Content, Information, and Promotions

 

We or other parties collaborating with Us may provide Third Party Content that You can find on the Platform. In the event that Third Party Content is provided by other parties collaborating with Us (“Third Party Content Providers”), We are not responsible for any part of the content of the Third Party Content. Your access or use of such Third Party Content constitutes your agreement to be subject to the Terms and Conditions stipulated by Us or the Third Party Content Provider, including Our Privacy Policy or the Third Party Content Provider’s Privacy Policy.

Third Party Content is any and/or all information and offers of goods and/or services, created and/or compiled and/or developed and/or managed by Third Party Content Providers including but not limited to text or writing, images, quotes, photos, illustrations, animations, videos, sound or music recordings, titles, descriptions and/or any data in any form provided by Third Party Content Providers to be displayed on the Schoters Platform, including any links connecting to it. To avoid doubt, Third Party Content also includes any and/or all offers of goods and/or services, information, data, actual news, writings, images, quotes, photos, illustrations, animations, videos, sound recordings, obtained by Third Party Content Providers from third parties, where Third Party Content Providers have the authority to use and distribute such content.

 

We or other parties collaborating with Us may provide offers or promotions (“Offers”) that can be exchanged for goods, Services, or other benefits related to the use of the Platform. In the event that Offers are provided by other parties collaborating with Us (“Offer Providers”), We are not responsible for any part of the content of such Offers. Your access or use of the Offers constitutes your agreement to be subject to the Terms and Conditions stipulated by Us or the Offer Provider, including Our Privacy Policy or the Offer Provider’s Privacy Policy.

 

All Offer information contained on the Platform is intended only to provide You with the best experience when using the Platform or Services. You are prohibited from misusing the Offers You receive during the use of the Platform or Services.

 

You agree to use the Offers in accordance with the terms, conditions, and intent of the provision of the Offers and will not misuse, duplicate, cash out, transfer, use for commercial purposes or unfairly benefit from such promotions in any form or manner.

 

Offers may expire if not used within the period specified in the terms and conditions applicable to the Offers. Offers offered through the Platform cannot be exchanged for cash, unless stated in the terms accompanying the Offers, or as required by applicable laws and regulations. Offers offered by Offer Providers are subject to the Offer Provider’s refund policy.

 

Links to Third Party Applications

 

In the event that Our Platform contains links and access to other websites or applications provided by third parties, such links and access are provided solely for your informational needs. We have no control whatsoever over the content contained on such third-party websites or applications, and We are not responsible for the content or any part of such third-party websites or applications. Your access or use of third-party websites or resources is subject to the terms and conditions and privacy policies stipulated by such third parties.

 

Fees and Payments

  • Use of the Platform is free of charge, however, We charge a subscription fee for the use of certain Services or features on the Platform.
    In the event that the Services available on the Platform are subject to a subscription fee, such subscription fee can be found on the Platform before You order the Services. The subscription fee for Services will be charged a convenience fee according to the amount stated on the Check Out page. We may change or update the subscription fee from time to time based on certain factors, including the type of Service and applicable laws and regulations. We may also charge a certain amount as payment for the use of the Platform which may be collected by Us, Our affiliates, or Service Providers. We may i) determine that payment of the Service subscription fee can be made through Our mobile application and website or only one of them, and/or ii) differentiate the Service subscription fees displayed on Our mobile application and website, where price differences are common due to additional fees from third-party platforms (including but not limited to Google Play or Apple App Store) where We place the Platform.
    You can make payments for Services, Third Party Content or Offers that You access or use with cash or through electronic payment methods provided by independent third parties (“Payment Method Providers”) on the Platform, including e-money, loans, debit or credit cards, bank accounts, or other payment methods (“Payment Methods”) that may change at any time at Our sole discretion. We are not responsible for errors or omissions caused by services provided by Payment Method Providers, including but not limited to, payment system downtime or payment service interruptions.
    For certain Services, You can choose a billing method, namely: (i) one-time payment or (ii) payment in installments of 2 (two) to 12 (twelve) payments (“Billing Method”) on the payment page on the Platform. Service purchases using installment payments will be subject to an installment fee according to the amount stated on the Check Out page. If You choose the Installment Billing Method, then:
  • a) The 1st (first) payment must be made at the time of Service purchase;
  • b) The 2nd (second) payment and subsequent payments must be made no later than 30 (thirty) days after the 1st (first) payment. Schoters will send an invoice/bill to the User at the due date of the 2nd (second) payment and subsequent payments;
  • c) The installment payment period in points a and b must be paid a maximum of 7 (seven) days after billing.

 

We may terminate your access to paid features on the Platform, without freezing your Account, if You do not make installment payments after the payment period ends. You can access the Service again after the installment payments have been settled.

 

To make payments through Payment Methods, You must be officially registered with the Payment Method Provider You choose and use your own payment credentials (if so required by the Payment Method Provider You use). In the event that You use payment credentials registered with another party, You are fully responsible for all necessary permissions and all losses or disputes arising between You and that other party, due to your negligence or error.

 

We reserve the right to refuse or delay forwarding your payment request through Payment Methods for certain reasons, including but not limited to indications or We have sufficient reason to suspect fraud, deception, violation of the Terms and Conditions, violation of applicable laws and regulations including those related to card-based payment instruments, electronic money, payment transaction processing, anti-money laundering, corruption and prevention of terrorism financing, or other unreasonable or suspicious actions, including Your unfulfilled obligations to Us.

Further provisions on prices applicable to certain Services, Third Party Content, Offers and/or Payment Methods can be found in the Additional Terms and Conditions of the Service You order and the terms and conditions of the Service Provider, Third Party Content Provider, Offer Provider and/or Payment Method Provider.

 

Platform Software and Mobile Services

 

We only provide official Platform software on official digital marketplaces (such as Google Play or Apple App Store), Our website, or other digital platforms designated or collaborating with Us to distribute the Platform (“Distribution Platform”), and for use only on personal computers, mobile phones or tablets. Downloading the Platform from places other than the Distribution Platform and/or to devices other than personal computers, mobile phones or tablets constitutes a violation of these Terms and Conditions and Our intellectual property rights.

 

The Platform may include certain Services available through mobile devices, including (i) the ability to upload content to the Platform via mobile devices, (ii) the ability to browse the Platform from mobile devices and (iii) the ability to access certain features via applications downloaded and installed on your mobile device (collectively referred to as “Mobile Services”). To the extent You access the Platform via a mobile device, your wireless service carrier’s standard charges, data rates, and other fees may apply to You.

 

In addition, downloading, installing, or using certain Mobile Services may be prohibited or restricted by your carrier, and not all Mobile Services may function with all carriers or mobile devices. In using Mobile Services, You may provide personal information such as your mobile phone number to Us. Further details regarding the use of Mobile Services can be read in Our Privacy Policy.

 

Prohibited Use

  • You are only permitted to use Our Platform for purposes lawful under the law. You must not use Our Platform:
  • a) in ways that violate applicable local, national, or international laws and regulations;
  • b) in ways that are unlawful or fraudulent, or have an unlawful or fraudulent purpose or effect;
  • c) for the purpose of harming or attempting to harm minors in any way;
  • d) for the purpose of violating the intellectual property rights and/or privacy rights of third parties in any way;
  • e) to transmit, knowingly receive, upload, download, use, or reuse material that does not comply with Our content standards;
  • f) to disseminate or transmit unsolicited or unauthorized advertising or promotional material, and any other similar solicitations (such as spam);
  • g) to knowingly transmit data, send or upload material that contains viruses, trojans, worms, logic bombs, keystroke loggers, spyware, adware, or other malicious programs or similar computer code designed to adversely affect the operation of any software or hardware, including Our Platform;
  • h) for the purpose of impersonating another individual or entity that does not reflect your actual affiliation with a person or entity; and/or
  • i) to knowingly or reasonably suspected of violating applicable local, national, or international laws and regulations relating to money laundering and the financing of terrorism.

 

You also agree:

  • a) Not to reproduce, duplicate, copy, or resell any part of Our Platform that is contrary to the provisions in Our Platform Terms and Conditions.
  • b) Not to access without authorization, interfere with, damage, or disrupt:
  • i. any part of Our Platform;
  • ii.any equipment or network on which Our Platform is stored;
  • iii. any software used in the provision of Our Platform; or
  • iv. any equipment or network or software owned by any third party.

 

Intellectual Property Rights

  • The Platform and Services, including but not limited to, names, logos, program codes, designs, trademarks, technology, databases, processes, content, and business models, are protected by copyright, trademark, patent, and other intellectual property rights available under the laws of the Republic of Indonesia registered either in Our name or Our affiliates. We (and Our licensors) own all rights and interests in the Platform and Services, including all intellectual property rights related to all content and features contained therein and related intellectual property rights.
    Subject to these Terms and Conditions, We grant You a limited, non-exclusive, revocable, non-transferable license (without the right to sublicense) to (i) download, access, and use the Platform, as is, only on your personal mobile phone and/or tablet device and only for purposes related to the use of the Services, and (ii) access or use related content, information, and materials available on the Platform only for personal and non-commercial purposes. Other rights and privileges not expressly granted in these Terms and Conditions are Our rights or Our licensors.
    Any reproduction, distribution, creation of derivative works, sale or offer to sell, display in whole or in part, and use of the Platform and/or Services that deviates from these Terms and Conditions, as well as the purpose of use specified by Us, constitutes an infringement of Our intellectual property rights.
    You are prohibited from:
  • (i) removing any copyright, trademark, or other proprietary notices contained in Our Platform;
  • (ii) copying, modifying, printing, adapting, translating, creating derivative works from, distributing, licensing, selling, transferring, publicly displaying in whole or in part, reverse engineering, moving, decrypting, duplicating, transmitting, broadcasting via online or offline media, cutting, disassembling, or otherwise exploiting any part of Our Platform, including but not limited to software, features, Services, content, paid or unpaid materials on the Platform, both physically and digitally, during the subscription period or after the subscription ends;
  • (iii) licensing, sublicensing, selling, reselling, transferring, assigning, distributing, or otherwise exploiting or sharing commercially or making available to other parties Our Platform and/or other software by creating internet links to the Platform or “framing” or “mirroring” any software on other servers or wireless or internet-based devices;
  • (iv)altering paper or digital copies of any materials on Our Platform that You have printed or downloaded in any way, and using illustrations, photographs, video or audio excerpts, or other graphics separately from accompanying text;
  • (v) using and/or accessing Our Platform without authorization for the purpose of (a) damaging, impairing, or harming any aspect of the Platform, Services, or related systems and networks, (b) building competitive products or services, (c) building products based on ideas, features, functions, or graphics similar to Our Platform, or (c) copying ideas, features, functions, or graphics on Our Platform;
  • (vi) launching automated programs or scripts, including but not limited to, web spiders, web crawlers, web robots, web ants, web indexers, bots, viruses, worms, or any program that may make multiple server requests per second, create too heavy a load or disrupt the operation and/or performance of Our Platform;
  • (vii) using any search or site retrieval application, manual or automatic device to scrape, index, data mine, survey or in any way reproduce or circumvent the navigational structure or presentation of Our Platform or its contents; and
  • (viii) publishing, distributing, or reproducing in any way material with copyright, trademark, or other proprietary information that We own without first obtaining consent from Us or the owner of the rights who licensed their rights to Us.

 

If You print, copy, download, upload, reproduce, or distribute any part of Our Platform in violation of these Terms and Conditions, your right to use Our Platform will be immediately terminated and You must, at Our discretion, return or destroy any copies of the materials You have made.

 

We reserve the right to investigate and pursue claims or demands against any form of violation of the above Terms and Conditions in accordance with applicable legal provisions. We may involve and cooperate with authorized parties in prosecuting users who violate these Terms and Conditions.

 

Content Created by You

You may use features that allow You to upload content that You share or upload to Our Platform, or to communicate with other users of Our Platform through features on Our Platform (hereinafter referred to as “User-Generated Content”).
User-Generated Content must:

  • a) be accurate (if factual);
  • b) be genuinely intended (if it is an opinion); and
  • c) comply with applicable laws in Indonesia and in the country from which they are written.

User-Generated Content must not:

  • a) contain defamatory material;
  • b)contain indecent, offensive, hateful, or inflammatory material;
  • c) promote content related to gambling, raffles, and/or betting;
  • d) promote sexually explicit material;
  • e) promote violence;
  • f) promote discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age;
  • g)promote hacking and/or cracking services;
  • h) promote access to fraudulent products, money laundering, multi-level marketing schemes, and pirated products;
  • i) promote access to human trafficking and human organs;
  • j) promote access to prohibited substances and narcotics;
  • k) promote access to cigarettes and tobacco products;
  • l) promote the unauthorized sale of licensed products (e.g., medicines, explosives, firearms, etc.);
  • m) infringe the copyright, database rights, or trademarks of others;
  • n) be likely to deceive any person;
  • o) be made in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence;
  • p) promote any illegal activity;
  • q) be threatening, abuse, or invade another’s privacy, or cause annoyance, inconvenience, or unnecessary anxiety;
  • r) be likely to harass, upset, embarrass, alarm, or annoy any other person;
  • s) be used to impersonate any person, or to misrepresent your identity or affiliation with any person;
  • t) give the impression that the Content originates from Us, when this is not the case; and
  • u) advocate, promote, or assist any unlawful act such as (by way of example only) copyright infringement or computer misuse.

 

You warrant that such User-Generated Content complies with the standards mentioned above, and that You will be fully responsible to Us and indemnify Us for any breach of that warranty. Thus, You will be responsible for any loss or damage We suffer as a result of your breach of warranty. We reserve the right to take any necessary action against User-Generated Content that You share or upload that is indicated to violate these Terms and Conditions.

 

All User-Generated Content that You upload to Our Platform will be considered non-confidential, non-proprietary, and will not infringe on the intellectual property rights of any party, unless You state otherwise to Us as described in Our Platform’s Privacy Policy. You retain all ownership rights in the User-Generated Content, but by uploading User-Generated Content to Our Platform, You automatically grant Us a limited, transferable, royalty-free, perpetual, sublicenseable, and worldwide license to use, store, distribute, create derivative works from, publicly display, make available to third parties (including for syndication, broadcasting, distribution, or publication of content in other media or marketing purposes), and copy such Content, for Our commercial or non-commercial interests.

 

We also reserve the right to disclose your identity to any third party who claims that any User-Generated Content posted or uploaded by You constitutes a violation of their intellectual property rights, or their right to privacy.

 

The views expressed by You or other users through User-Generated Content uploaded on Our Platform do not represent Our views or values. We reserve the right to remove any User-Generated Content You create on Our Platform if, in Our opinion, the User-Generated Content does not comply with the content standards set in Our Terms and Conditions. We are not responsible or liable to any third party for User-Generated Content or the accuracy of any Content posted by You or other users of Our Platform. You are solely responsible for securing and backing up your User-Generated Content.



Interactive Services

 

From time to time, We may provide interactive services on Our Platform, including but not limited to Chat Rooms, Bulletin Boards, Live Quiz, Timeline, Q&A Forum, and Sahabat Notes (hereinafter referred to as “Interactive Services”).

 

In situations where We provide Interactive Services, We will provide clear information to You about the type of services offered. We will use Our best efforts to assess the risks that may arise for users (especially for users under 18 (eighteen) years old) from third parties when they use the Interactive Services available on Our Platform.

 

Your use of Our Interactive Services if You are under 18 (eighteen) years old depends on the supervision and consent of your parents or guardian. We encourage parents who supervise and allow their children to use Interactive Services to communicate about their children’s safety online. Parents or guardians of You who are under 18 (eighteen) years old and use Interactive Services must be aware of the potential risks You may experience when using Interactive Services, and are fully responsible for all your actions when using Interactive Services.

 

Problem Resolution

If You experience system disruption, know or suspect that your Account has been hacked, used or misused by other parties, or if your personal mobile phone or tablet device is lost, stolen, hacked or infected with a virus, find any content on Our Platform that You believe infringes any copyright, violates other rights, defames, is pornographic or indecent, racist, or otherwise causes widespread infringement, or that constitutes identity theft, abuse, spam, or otherwise violates these Terms and Conditions and Privacy Policy or other Applicable Regulations, please report this to Us immediately so that We can promptly take necessary action to avoid further use, misuse or loss that has arisen or may arise.
If You experience problems or issues related to Services, Third Party Content, Offers or payments through Payment Methods, or the treatment of Service Providers, Third Party Content Providers, Offer Providers or Payment Method Providers, You can submit your complaints through the features We provide, including giving ratings and comments, or by contacting Us.
To submit complaints, questions, rebuttals, and others (“Report”), You need to provide sufficient information, including but not limited to:

  • a) a summary of the facts that occurred;
  • b) the evidence You have; and
  • c) your full name, address and telephone number, email address where You can be contacted, and your Account username if You have one.

 

By making a Report, You will be deemed to have included in that Report:

  • a) a statement that You in good faith believe that the disputed use of the material is not authorized by the copyright owner, its agent, or the law;
  • b) a statement that the information in the Report is accurate; and
  • c) in cases where You are reporting content that You believe infringes copyright or other related rights, a statement that You are authorized to act on behalf of the copyright owner or other rights alleged to have been infringed.

 

To respond to any Report You submit, We will first verify by matching the information You provide with your personal information contained in Our system. If necessary, We may directly ask You to provide the information needed for verification purposes.

 

We may refuse to follow up on your Report if the information You provide does not match the personal information contained in Our system or if the Report is submitted by, against, on behalf of, or by a party other than the Account owner concerned who is officially registered in Our system. We may cease to follow up on your Report if We, in Our sole discretion, deem that your Report is not supported by sufficient and clear facts, or has been completed. We may also forward your Report to the Service Provider, Third Party Content Provider, Offer Provider, or Payment Method Provider to be resolved directly by You and the Service Provider, Third Party Content Provider, Offer Provider, or Payment Method Provider.

 

For certain Reports related to Services, We may, in Our sole discretion, facilitate a meeting between You and the Service Provider for the purpose of peaceful and amicable problem resolution. In such a case, if You feel that You still need to take other actions, including any legal action, You may do so at your own full personal responsibility.

 

For certain Reports related to Payment Methods, We may refund your funds through a method determined by Us or jointly with the Payment Method Provider, at Our sole discretion. We will not refund funds to parties other than the registered credentials on your Account or the Payment Method Provider, including if You use another party’s credentials to make payments through the Payment Method.

 

Temporary Suspension and Permanent Suspension of Your Account

You can delete the Platform from your mobile phone and/or tablet at any time. We have no obligation to You for matters arising from the deletion of the Platform, temporary suspension or permanent suspension of your Account. However, You remain responsible for fulfilling your obligations that have arisen, including but not limited to, any obligations that may arise due to disputes, claims, or other legal actions that existed before the date of deletion of the Platform, temporary suspension, or permanent suspension of your Account.
Your Account may be temporarily suspended or permanently suspended for reasons, including but not limited to, the following:

  • a) Your Report that your Account is being used or suspected of being used or misused by someone else;
  • b) Your Report that your personal mobile phone or tablet is lost, stolen, or hacked;
  • c) We know or have sufficient reason to suspect that your Account has been transferred or used by someone else;
  • d) We know or have sufficient reason to suspect that events have occurred which, in Our view, have or may harm Us, You, Service Providers, or other parties;
  • e) We know or have sufficient reason to suspect that You have registered or logged into multiple Accounts on one device for the purpose of violating the Terms and Conditions, Privacy Policy, or applicable laws and regulations.
  • f) Our system detects unusual activity in your Account usage or an unfulfilled obligation under the Terms and Conditions, and/or Privacy Policy by You;
  • g) You have passed away, been placed under guardianship or conservatorship, or experienced other incapacitation that renders You legally incompetent under applicable laws and regulations;
  • h) Your use of the Platform or Services by You or another party (using your Account) in a manner contrary to these Terms and Conditions, Privacy Policy, or applicable laws and regulations; and/or
  • i) An order for account suspension, whether temporary or permanent, issued by relevant government or monetary institutions or based on a court order issued in accordance with applicable laws and regulations.

 

If your Account is suspended and You have clear evidence that your Account should not have been suspended, You can make a Report to Us to provide such evidence. After further investigation of your Report, We will, in Our sole discretion, decide whether to terminate or continue the suspension of your Account. The suspension will not be continued unreasonably if We decide that the matters that caused the suspension have been resolved.

 

Actions We Deem Necessary

In general, We have no obligation to moderate, monitor, or record Interactive Services, User-Generated Content, or your other activities while using or visiting the Platform (including but not limited to sending or uploading messages, written chats, or postings on features available or to be available within the Services). However, We reserve the right to take actions that We deem necessary to ensure your compliance with these Terms and Conditions and/or applicable laws and regulations.

 

If We know or have sufficient reason to suspect that You have committed immoral acts, violations, crimes, or other acts contrary to these Terms and Conditions and/or applicable laws and regulations, whether referred to in these Terms and Conditions or not, then We have the right and may suspend your Account or terminate your access to the Platform, either temporarily or permanently, conduct investigations, claim damages, report to the authorities, and/or take other actions that We deem necessary, including criminal and civil legal actions.

 

We will follow up by conducting an investigation and/or facilitating the relevant Service Provider to report You to the authorities if We receive a Report regarding your violation of these Terms and Conditions or violation of applicable laws and regulations in connection with harassment or verbal abuse, including but not limited to, physical, gender, ethnicity, religion, and race.

 

These provisions also apply vice versa if You experience the actions mentioned above committed by the Service Provider against You.

 

Your Responsibility

 

You are solely responsible for the decisions You make to use or access the Platform, Services, Third Party Content, Offers, or Payment Methods. You must treat Service Providers, Third Party Content Providers, Offer Providers, and Payment Method Providers with respect and must not engage in unlawful, threatening, or harassing behavior or actions when using the Platform, Services, Third Party Content, Offers, or Payment Methods.

You are fully responsible for any losses and/or claims arising from the use of the Platform, Services, Third Party Content, Offers, or Payment Methods through your Account, whether by You or other parties using your Account, in a manner contrary to these Terms and Conditions, Privacy Policy, including the terms and conditions and privacy policies determined by Service Providers, Third Party Content Providers, Offer Providers, and Payment Method Providers, or applicable laws and regulations, including but not limited to for purposes of money laundering, financing or incitement to commit acts of terrorism, criminal activities, fraud in any form (including but not limited to phishing and/or social engineering activities), intellectual property rights infringement, and/or other activities that harm the public and/or any other party or that may or are deemed to damage Our reputation.

 

Limitation of Our Liability

 

The Platform We provide is as is and We do not represent or warrant that the reliability, timeliness, quality, suitability, availability, accuracy, completeness, or security of the Platform can meet your needs and will match your expectations, including but not limited to Services, Third Party Content, Offers, and Payment Methods which are entirely the responsibility of the Service Provider, Third Party Content Provider, Payment Method Provider. We are not responsible for any loss or damage caused by any failure or error made by the Service Provider, Third Party Content Provider, Offer Provider, or Payment Method Provider or your failure or error in complying with Our Terms and Conditions, Service Provider, Third Party Content Provider, Offer Provider, or Payment Method Provider.

The Platform may experience limitations, delays, and other problems inherent in the use of the internet and electronic communications, including your device, Service Provider, Third Party Content Provider, Offer Provider, or Payment Method Provider being damaged, not connected to the internet, out of range, turned off, or not functioning. We are not responsible for delays, delivery failures, damages, or losses caused by such problems.

We are not obliged to monitor your access or use of the Platform. However, We will continue to monitor to ensure the smooth use of the Platform and to ensure your compliance with these Terms and Conditions, applicable laws and regulations, court decisions, and/or provisions of other administrative or governmental bodies.

We are not responsible for any decisions, plans, and/or choices You make in using Schoters Services.

We have no obligation, including to take further action or legal action deemed necessary by You, Service Providers, Third Party Content Providers, Offer Providers, or Payment Method Providers, for any problems or disputes arising between You and Service Providers, Third Party Content Providers, Offer Providers, or Payment Method Providers. However, We will facilitate any problems or disputes arising between You and Service Providers, Third Party Content Providers, Offer Providers, or Payment Method Providers with reasonable efforts as necessary. When We facilitate the resolution of problems or disputes between You and Service Providers, Third Party Content Providers, Offer Providers, or Payment Method Providers, We do not act as a mediator and this does not create any further obligations for Us.

 

Your Statement

 

You agree to access or use the Platform, Services, Third Party Content, Offers or Payment Methods only for the purposes as determined in these Terms and Conditions and not to misuse or use the Platform, Services, Third Party Content, Offers or Payment Methods for fraudulent purposes, causing inconvenience to others, making false orders or other actions that may or are deemed to cause any form of loss to others.

You understand and agree that all risks arising from the use of the Platform, Services, Third Party Content, Offers and Payment Methods are entirely your responsibility and You hereby agree to release Us from any claims whatsoever in connection with damage, disruption, or other forms of system interference caused by unauthorized access by other parties.

You expressly release Us, including but not limited to, Our officers, directors, commissioners, employees and agents, from any and all liabilities, consequences, material or immaterial losses, claims, costs (including attorney fees) or other legal responsibilities arising or which may arise due to your violation of these Terms and Conditions or in connection with the actions of Service Providers, Third Party Content Providers, Offer Providers or Payment Method Providers.

Excluded from the above provisions, if there are direct losses due to Our violation of these Terms and Conditions, You agree and expressly limit the amount of your claim to the total amount actually incurred or paid in connection with the event.

BY CONTINUING TO ACCESS OR USE THE APPLICATION AND/OR SERVICES, YOU AGREE TO BE SUBJECT TO AND COMPLY WITH ALL RELATED LAWS AND REGULATIONS AND THESE TERMS AND CONDITIONS, INCLUDING ALL AMENDMENTS AND TERMS AND CONDITIONS OF EACH SERVICE PROVIDER, THIRD PARTY CONTENT PROVIDER, OFFER PROVIDER OR PAYMENT METHOD PROVIDER. IMMEDIATELY STOP ACCESSING OR USING THE APPLICATION AND/OR SERVICES IF YOU DO NOT AGREE WITH ANY PART OF THESE TERMS AND CONDITIONS.

 

Force Majeure

 

Our Platform may be disrupted by events beyond Our authority or control (“Force Majeure”), including but not limited to natural disasters (earthquakes, tsunamis, volcanic eruptions, floods, droughts, and landslides), epidemics, fires, industrial disputes, mass strikes, civil wars, rebellions, power grabs, wars with other countries, terrorism, and/or malfunctioning networks and/or computers due to public electricity failure or other causes beyond Our control. You agree to release Us from any claims and liabilities, if We are unable to facilitate the Services, including fulfilling instructions You provide through the Platform, either partially or